Zenith Wealth
All India · NRI · Since 1993

Helping Indian families build wealth for three decades.

₹500 SIPs to ₹100-crore portfolios. Six product lines, one trusted roof, and a person who picks up the phone.

1,000+
families served
33
years in the field
15
consecutive LIC Chairman's Club years
6
product lines, one relationship
01

Why families stay with us for decades

Six product lines, one desk

Mutual funds, bonds, NCDs, PMS, AIF and insurance. No handing you off between four firms and four logins.

A human always available

Phone answered within 60 seconds, 9am–7pm IST, Mon–Sat. WhatsApp within 10 minutes. Published, measured, and ours to keep.

Calm beats clever

Volatility is not risk; permanent loss is risk. We do not sell urgency, and we never chase a quarter.

02

What we distribute

Every line below is executed on a licensed rail. Minimums are the regulator’s, not ours.

Unlisted and pre-IPO shares are also available, handled off-market on request.

03

Where are you on your wealth journey?

Pick the line that sounds most like you. Nothing is locked in. It only changes what we show you next.

₹500 – ₹25 L· what we’d talk about

Start small, but start on a rail that scales

A ₹500 SIP and a term cover sized to your dependents. We keep it boring on purpose. The same desk will still be here when the number has a crore in it.

Start with a ₹500 SIP
Typical product mix
Mutual fund SIPfrom ₹500/mo
Term insurancepure cover
Health insurancefloater
Emergency corpusliquid funds
04

Run the numbers yourself

A monthly SIP, compounded. Move the inputs and watch the split between what you put in and what time does.

₹15,000
₹500₹2,00,000
20 years
1 yr35 yrs
12% p.a.
2%13%

Indicative only. Actual returns vary with market conditions. Past performance may or may not be sustained in future and is not a guarantee of any future returns. The rate is capped at 13% p.a., being the mean of 10-year rolling returns of the Nifty 50 between 1 June 2013 and 30 May 2023 (12.93%), the basis AMFI prescribes for illustrations.

You invest
₹36.00 L
Growth
+ ₹1.14 Cr
Projected value
₹1.50 Cr
todayyr 5yr 10yr 15yr 20
Projected valueAmount invested

Like this projection? A partner can make it real in one call.

Talk to a partner

38 calculators, covering retirement, step-up SIP, inflation, the two income tax regimes and home loans, are live in the calculator hub.

Rajesh Kumar Pancholi, founder of Zenith Wealth, at his desk in Udaipur
Rajesh Kumar Pancholi, Udaipur.
A note from the founder
“For thirty-three years I have helped families turn savings into wealth. The work hasn’t changed. The tools have.”

I started in 1993 with a single LIC policy and a notebook. Since then I have sat in a thousand living rooms, across Rajasthan and now well beyond it: at weddings, after hospital bills, the week a business was sold. What families want has never been the cleverest product. They want somebody who answers, remembers, and tells them the truth in plain Hindi.

My son Nimesh builds software for a living. Together we are putting thirty-three years of that work behind a screen that respects your time, without ever taking away the phone number.

Rajesh Kumar Pancholi
Founder & Managing Partner · AMFI ARN-331900
Read the full story, and Nimesh’s →
LIC Senior Insurance Advisor since January 1993
Chairman's Club member, 15 consecutive years
Senior journalist, Dainik Navajyoti, since 1990
Certified Small Savings Consultant since 2000
05

Your wealth, your insurance and your taxes under one roof

Built for families past ₹5 crore, where the problem stops being product selection and starts being coordination.

₹5 Cr – ₹25 Cr

Family Office Lite

  • A dedicated senior partner, never a junior desk
  • Quarterly reviews, in person where distance allows
  • Consolidated reporting across every rail you hold
  • Taxation handled with our tied-up company secretary
  • Household view, document vault, 5-minute WhatsApp lane
Request a discovery call
₹25 Cr and above · by invitation

Zenith Reserve

  • Everything in Lite, plus a direct line to the founders
  • Estate planning introduction with our partner counsel
  • Business succession conversations, held early
  • Multi-generation accounts with household permissions
  • A quarterly research note, written in Rajesh ji's own hand
Request an invitation
NRI & GIFT City desk

Investing into India from abroad, without the guesswork

NRE and NRO accounts behave differently, and the difference decides what you can take back out. We map which of your money is repatriable before a single rupee is invested.

GIFT City funds let you stay in USD on the way in. Zenith already services NRI families across the Gulf, Singapore and North America, in their time zone and in their language.

Explore the NRI desk →
NRE / NRO
Both account types, mapped to what each one lets you move
GIFT City · USD
Dollar-denominated funds through the IFSC route
Repatriable
Paperwork done once, so the money leaves as cleanly as it arrived
DTAA-aware
Treaty position considered alongside our partner company secretary
06

In their words

Named clients, photographed, with their permission on file. Quotes are trimmed for length and otherwise their own.

I took my health insurance through Zenith and the process was hassle-free. Comparing the plans was easy, and when I had to file a claim I faced no issues at all. Smooth from start to finish.
Ankush Sharma
Ankush Sharma
Software Engineer, Uber · Bengaluru
I have known Nimesh for eighteen years and I am an investor with Zenith myself. Being overseas, what I value is how simple he has made investing in India for me. Seamless, and genuinely stress-free.
Mayank Agrawal
Mayank Agrawal
Software Engineer, Meta · California
What I value most is the human interaction. There is always someone available, and the regular updates give me confidence. It genuinely feels like having a mini office for all my financial needs, investments and insurance under one roof.
Kuldeep Jain
Kuldeep Jain
Businessman · Udaipur
07

Insights

All writing →
08 · Talk to a human

No forms, no funnels. A thirty-minute call, free.

Choose a language (Hindi or English), pick a slot, and speak to a partner who will still be here in ten years.

Inside 9am–7pm IST, Mon–Sat
60 sec
phone pick-up
10 min
WhatsApp reply
4 hrs
email response
Nimesh Pancholi
Nimesh Pancholi
Strategic Edge, Wealth and Technology
9am–7pm IST, Mon–Sat
9am–7pm IST, Mon–Sat · Hindi, English
Founder & Managing Partner
Rajesh Kumar Pancholi · Udaipur. Every registration the practice operates under is in his name, and he still meets most Rajasthan families at home.
Zenith Wealth · AMFI-registered Mutual Fund Distributor · ARN-331900
All licences and registrations (AMFI ARN-331900, NSE AP0297575341, BSE AP01044601158110) are held in the name of Rajesh Kumar Pancholi, and the practice is carried on in his name. Zenith Wealth is a trademark registered in India.
PMS, AIF, bonds (primary and secondary), NCDs, term insurance and health insurance products are facilitated via our partner Motilal Oswal Financial Services Ltd (SEBI Reg INZ000158836). Life insurance from LIC is placed on the IRDAI agent licence held by Rajesh Kumar Pancholi. Motor and miscellaneous insurance products are facilitated via Policybazaar. Insurance is the subject matter of solicitation; the precise terms of cover are specified in the policy contract.
Mutual Fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. Calculator outputs are indicative projections, not assurances. Zenith Wealth is a distributor and is not registered with SEBI as an Investment Adviser or Portfolio Manager.