Legal
Risk disclaimer
Every product line on this site carries its own risk notice on its own page, next to the thing it applies to. This page collects them, for a reader who would rather see the whole picture at once.
The general position
Nothing on this website is personalised financial advice. Zenith Wealth is a distributor and is not a SEBI-registered Investment Adviser. No page here takes account of your income, your obligations, your tax position or your horizon, because no page here knows them.
Nothing on this site is a solicitation to buy or sell any security to any person in a jurisdiction where that would be unlawful.
Mutual funds
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. Past performance is not indicative of future returns. The NAV of mutual fund schemes may fluctuate based on factors and forces affecting securities markets including fluctuations in interest rates.
Portfolio Management Services
Portfolio Management Services involve substantial market risks. The minimum investment is ₹50 lakh per SEBI regulations. PMS strategies may underperform their benchmarks. Past performance of the strategy or the portfolio manager is not indicative of future returns. Please read the Disclosure Document carefully before investing.
Alternative Investment Funds
Alternative Investment Funds carry product-specific risks that may be substantial, including illiquidity, concentration, and leverage. AIF investments are restricted to investors with a minimum commitment of ₹1 crore per SEBI regulations. Please read the Private Placement Memorandum carefully before investing.
Bonds and non-convertible debentures
Bond investments are subject to credit risk (the issuer may default), interest-rate risk (bond prices move inversely to rates), and liquidity risk (secondary market may not be deep). Ratings indicate the issuer's current credit quality and may be revised. Past coupons have been paid as scheduled, but future payments depend on the issuer's continued financial health.
Non-Convertible Debentures are subject to credit risk and interest-rate risk. Allotment is at the discretion of the issuer. Please read the Prospectus and Abridged Prospectus carefully before investing.
Insurance
Insurance is the subject matter of solicitation. The precise terms of cover are specified in the policy contract. Premiums are subject to underwriting and acceptance by the insurer. Claims are subject to policy terms and conditions. Please read the policy wording before making a purchase decision.
Unlisted shares
Unlisted equity is unregulated, illiquid and carries no assurance of an exit. There is no continuous market, no published price you can rely on, and no obligation on anyone to buy your holding back. SEBI issued a public caution in June 2026 about transacting in these securities through unauthorised electronic platforms.
Zenith does not operate such a platform and does not execute these trades. Where a transaction happens, it is executed by our partner's desk and settled off-market.
Calculators and projected figures
Every calculator on this site is arithmetic applied to numbers you supply, under assumptions printed on the page. A projection is not a forecast and is certainly not a promise. Change an assumption and the answer changes.
No return shown by any tool here is guaranteed, indicated or implied by any product manufacturer.
Third-party figures
Where this site publishes a figure sourced from a third party, the source and the date are printed with it. Some of these are computed by Zenith from public regulatory filings, and where that is the case the method is stated on the page.
These figures are believed accurate as at their stated date and are not warranted. Verify anything you intend to rely on against the source.